Are You Prepared? Take Inventory Before Disaster Strikes!
What Is A Home/Business Inventory (HBI)?
The HBI is a comprehensive document of all of your belongings and properties. It is a secure proprietary comprehensive evaluation of your property status.
Why Do I Need A Home or Business Inventory?
Have you documented ownership of everything you own? Would inventorying, categorizing and documenting the contents of your estate give you peace of mind in the event you need details for insurance claims, estate and/or financial planning purposes?
Get Protection & Peace of Mind
Maximize the Value of Your Property/Estate
Relying Solely Upon Memory Will Be An Expensive Mistake
How can you possibly know the true costs of replacing your home or business contents and that your insurance coverage is adequate to replace them?
How will you prove that your silverware was actually made of silver and not steel or that your $5,000 upscale mattress set wasn’t a generic $800 version.
Home and/or Business Insurance:
The purpose of purchasing insurance is to make you financially whole following a loss. You pay a relatively small fee now in exchange for the insurance company’s guarantee that it will bear the burden in the event of a loss at a future date.
An Estate Plan is naming in advance whom you want to receive your assets upon your death. It reserves your assets for your heirs. No matter how large or modest, almost everyone has an estate. A detailed inventory can provide your executor with guidance on how to distribute your assets and property. It provides the opportunity to take a crystal clear view at assuring your future health and happiness, as well as the people you most care about. Unfortunately, we can’t successfully predict our health or how long we will live.
Financial Planning is the process of estimating the capital required for certain personal or business matters. A Finance Manager ensures that your financial resources are maximally utilized in the best possible manner at the least cost in order to get maximum returns on your investments. A full inventory of one’s personal and business holdings presents a clear and organized scenario.
State Farm Insurance: “An accurate inventory and proof of ownership at the time of a loss can make claim settlement easier and faster.”
Gordon Marshall, Elder Law Attorney: “An estate plan is a set of legal documents prepared for your death or disability. I detailed inventory of your estate is crucial to your health, financial well-being and to that of your loved ones.”
Merrill Lynch: “Successful financial planning starts with getting to know you, your feelings toward investing and your financial situation. Inclusive in getting to know you involves creating a complete inventory of your assets.”
AARP: “No home is completely safe from natural or man-made disasters. But while almost half of Americans say they have an inventory of their possessions to document losses in case of a disaster, they can’t prove it.”